Finale at Whitney Ranch: Rocklin's Final Luxury Neighborhood

Finale at Whitney Ranch is the last neighborhood being built in Rocklin's Whitney Ranch master plan: a limited collection of 60 luxury homes by Anthem Properties, with IHP Capital Partners. Homes range from about 3,216 to 4,410 sq ft with four to six bedrooms, and prices start in the $1.1 millions as of September 2026.

This guide is written by Living In Northern California, a Realty of America team led by Rose and Steven Gonzales. We live in Whitney Ranch ourselves, so this is both a model home tour and a look at day-to-day life in the neighborhood. For the wider picture, see our Rocklin city guide.

Finale at a glance

Builder	Homes	Floor plans	Lot sizes	Starting price
Anthem Properties	60	4 plans, about 3,216 to 4,410 sq ft, 4 to 6 bedrooms	About 7,500 to 18,000 sq ft	From the $1.1 millions (Sept. 2026)

Whitney Ranch is one of Rocklin's best-known master-planned communities, and Finale sits right beside Peru Park, a wide grassy park for play, dog walks and sunset views. Trails connect the neighborhood to Whitney High School and Whitney Park, and the Ranch House clubhouse is the social center of the community. Homes are in the Rocklin Unified School District.

Daily errands are close: a shopping center anchored by Nugget Markets is within walking distance, and Highway 65 and I-80 are a short drive for commuting to Roseville, Sacramento or the Bay Area.

Anthem lists four floor plans (details from Anthem's site, September 2026):

• Plan 1: about 3,216 sq ft, 4 to 5 bedrooms, 3.5 baths, 3- to 4-car garage
• Plan 2: about 3,897 sq ft, 4 to 5 bedrooms, 3.5 to 5 baths, 3- to 4-car garage, with a separate guest house option
• Plan 3: about 4,088 to 4,410 sq ft, 5 to 6 bedrooms, 4.5 to 5.5 baths, 4.5-car garage
• Plan 4: about 3,531 sq ft, 5 bedrooms, 3.5 baths, 3- to 4-car garage

The model homes are heavily upgraded, so base prices are well below what you see on tour. Lot sizes vary, from comfortable yards of about 7,500 sq ft to very large lots of roughly 18,000 sq ft, which gives Finale a more private, quieter feel than denser new-home communities.

The single-story plan separates the bedrooms from the main living space for privacy and flow. Near the wide entry you'll find a guest bath and a flex room that can become a fifth bedroom or a home office. One layout option turns a set of rooms into a full guest suite.

The kitchen pairs natural wood-toned cabinets with black countertops, and the dining area is defined but open to the living room, with high ceilings, plenty of windows and built-in surround sound. The laundry room has cabinets, a sink and a utility box that hides wiring and routers. The primary suite has its own fireplace, a large bath and an organized closet. Covered patios are optional, but even the standard yards are generous enough for outdoor living or a future pool.

The standout option at Finale is the two-story plan with a separate guest house, about 3,897 sq ft for the main home and guest space combined. The guest house has its own entrance, so it works for extended family, long-term guests or a rental. Rose has a guest house in Whitney Ranch herself: she has rented it to traveling nurses and hosted her mom and grandmother there.

In the model, the guest house is set up with a kitchenette, but it can be fully equipped with a stove and full refrigerator, or converted into a two-car garage instead. The main home has a connected kitchen, dining and living area, with the sink on the counter rather than the island to contain splashes, a pantry and a mud area by the garage. Upstairs, the loft sits down a hallway rather than at the top of the stairs, which gives it a quieter, more private feel, and the laundry and a large primary suite are on the same floor.

The largest plan, about 4,000 to 4,400 sq ft, has a kitchen with two sinks (one for cleanup and one wet bar), contrasting cabinet colors, and a flex room near the garage that can become a guest suite, though that can change the tandem garage layout. Multi-slide doors open to the backyard, where an optional screened enclosure is a practical upgrade: when the rice fields in nearby Lincoln are flooded, mosquitoes can pick up, and the screens also make summer evenings more comfortable.

Upstairs, the oversized loft opens to a balcony with views toward Thunder Valley and, on a clear day, downtown Sacramento. The laundry room has space for pet needs, and the primary suite has two closets.

The model homes show what's possible at the design center, not what's included. A fully upgraded Finale model can represent well over $300,000 in options. Builders price from a base price plus a lot premium, and everything else, including cabinets, floors, counters and patios, is chosen at the design center.

The simplest way to save is a quick move-in home: a home already under construction or finished with builder-selected upgrades. Builders often price these to sell faster, and you get upgraded finishes without making every selection yourself. In September 2026, Anthem listed Finale quick move-in homes from about $1.32 million to $1.40 million. Ask us about current inventory and incentives, and see how we negotiate with builders on your behalf.

The Ranch House is Whitney Ranch's clubhouse, and one of the best parts of living here. It feels a little like a winery, with a ballroom used for weddings and large events, lounges, a gym, a ping-pong area and rentable patio spaces. In summer there are Food Truck Fridays with live music, and the community calendar includes fitness classes like Aqua Fit and yoga, movie nights by the pool, and holiday events.

The pool area has first-come cabanas, movable barbecues for residents, and a shallow kiddie pool of about one to three feet. When we toured in August 2025, HOA dues were about $84 a month, covering the Ranch House, pool and common areas. Confirm the current amount for your lot before you buy.

• Bring your agent to your first visit. Builders ask you to register on your first visit, and registering on your own can prevent an agent from representing you later.
• Ask about quick move-in homes. They can save time and sometimes money compared with building from the ground up.
• Budget for upgrades. Know the base price, the lot premium and typical design center costs before you fall for the model.
• Consider the guest house. It adds flexibility for extended family, guests or rental income.
• Check lot orientation and size. Larger lots give more outdoor flexibility but usually carry higher premiums.

To compare Rocklin with Roseville, Lincoln and other suburbs, download our free Sacramento suburbs relocation guide, explore new construction with our team, or call or text us at (925) 922-3901 to set up a tour.