New construction homes, with someone on your side of the table
Your own representation when you buy a brand-new home, from choosing the builder to negotiating incentives to the final walkthrough.
What buying new construction means in the Sacramento suburbs
New construction homes in the Sacramento suburbs are being built across West Roseville, Lincoln, Rocklin's Whitney Ranch, Folsom Ranch, Rancho Cordova, Elk Grove and North Natomas, by national builders and regional ones. For buyers, that means real choice: dozens of floor plans, single- and two-story options, quick move-in homes and to-be-built homes, often with incentives that resale sellers cannot match.
It also means a different process from buying a resale home. The contract is written by the builder, the price is set by the builder, and the friendly team in the model home represents the builder. Buying well comes down to choosing the right community and lot, negotiating the incentives that matter to you, and protecting yourself through a build that can take months.
How Living In Northern California delivers new construction
New construction is roughly 85 to 90 percent of our business at Living In Northern California, a Realty of America team led by Rose and Steven Gonzales. Over the years we have built direct relationships with builder sales offices and their corporate teams across the region, and we keep current price sheets in our own builder directory, so we can compare communities quickly and know where the flexibility is.
Rose's twelve years of mortgage experience helps when builders tie their best incentives to a preferred lender, and we walk the finished home with you before closing. One example from our own clients: a family pre-approved for $500,000 qualified for a $630,000 home by pairing the right plan with a builder's 4.99 percent incentive rate, and closed in 30 days. Every situation is different, and incentives change constantly.
What you get when we represent you
- A first-visit plan. Most builders require your agent to register you on your very first visit. We set up tours together so you are registered correctly from day one.
- Community and builder comparisons. Floor plans, lot sizes, HOA dues, Mello-Roos and incentives laid out side by side.
- Incentive negotiation. Rate buydowns, closing-cost credits, upgrade allowances and quick move-in pricing, negotiated for your situation.
- Contract guidance. We walk you through the builder's purchase agreement, deposits, deadlines and what happens if the schedule changes.
- Support through the build. Milestone check-ins, independent inspections where the builder allows them, and the final walkthrough with you.
See every step of how we help you buy, or read do you need a Realtor for new construction.
New construction across the cities we serve
Each city builds differently. Explore new construction in Roseville, where West Roseville has the widest choice; new construction in Lincoln, with larger lots and several builders side by side; new construction in Rancho Cordova, one of the region's busiest markets; new construction in Folsom in Folsom Ranch; new construction in Elk Grove; and new construction in Sacramento, in North Natomas and Delta Shores.
Before you visit any model home, contact us so we can plan your first tours together.
Frequently Asked Questions
Do I need my own agent to buy a new construction home?
It is strongly recommended. The builder's sales team represents the builder. Your own agent represents you through the contract, the incentives and the walkthrough, and how your agent is paid is set out in a written agreement before you begin.
Why do I need my agent at my first builder visit?
Most builders require your agent to register you on your first visit. Registering on your own can prevent an agent from representing you on that home later.
What incentives do builders offer?
Common incentives include rate buydowns, closing-cost credits, upgrade allowances and special pricing on quick move-in homes. They vary by builder, community and month, and some are tied to a preferred lender.
How long does it take to build a new home?
A to-be-built home often takes 6 to 12 months depending on the builder and options. Quick move-in homes already under construction can close in a few months.
Keep exploring
Ready to make your move with Living In Northern California?